Ulysses By Tennyson (694 words) Essay Example For Students

Ulysses By Tennyson (694 words) Essay Ulysses By TennysonLord Alferd Tennyson presents to us in the sonnet Ulysses an old mariner, awarrior and a ruler who is in retrospection on his encounters of a lifetime oftravel. Ulysses mature age and solid will makes him be fretful and incapable tobe agreeable at home. He picks an existence of movement over his family in light of the fact that thatis what he knows best. Due to his issues, we relate to his character. Asa result, Ulysses endeavors to proceed to confront another yet natural excursion, notknowing on the off chance that it would be his last. By associating with Ulysses boldness he awakensthe chivalrous soul in every last one of us. At home Ulysses can't change in accordance with mature age. Despite his physical body he feels his soul is as yet yearning for movement. He feels just as his better half is excessively old, and he oversees the individuals with norespect, Matched with a matured spouse, I allot and give/Unequal laws unto asavage race,/That hord, and rest, and feed, and know not of me(3-5). Ulysses deigns his own child by depicting his tentativeness to manage the peopleand how his child is progressively equipped for the basic obligations. Ulysses brags with asense prevalence in attempting over console himself. This is my child, mine ownTelemachus,/To whom I leave the staff and the isle-/Well-cherished of me,discerning to satisfy/This work, by moderate judiciousness to make gentle/A ruggedpeople, and through delicate degrees/Subdue them to the helpful and the great. /Most chaste is he, focused in the circle/Of regular obligations, not too bad not tofail/In workplaces of delicacy, and pay/Meet reverence to my family unit divine beings,/When I am no more. He works his work, I mine (33-43). Being a long lasting travelerprevented Ulysses from learning any of the duties of being a fatherand a spouse. Rather, he was voyaging abroad comforting with lords, generalsand divine beings, heading out to urban communities of men/And habits, atmospheres, councils,governments(13-14). The main thing he picked up from his movements was theunending mission for additional. Resigning home is an unacceptable dull life, which isimpossible for Ulysses bear. After all the fights and notoriety he has won Ulyssesrealizes his mature age and feels required to delay, to make and end,/To rustunburnished, not to sparkle being used! /As however to inhale were life!(22-24)Ulysses uncovers on lines 25-31, his mature age and dread of kicking the bucket, yet rejectsdeaths endeavor to muscle its way into his life. Were close to nothing, and ofone to me Little remains; yet consistently is spared From that everlasting silence,something increasingly, A bearer of new things; and awful it were For around three suns tostore and crowd myself, And this dim soul longing in want To followknowledge like a sinking star, Ulysses coordinates the following section toward hismariners, who have been with him through the awful occasions dissimilar to his better half who wasunable to. Spirits that have wo rked, and fashioned, and thought with me-(46). Now both the terrible and the great side of Ulysses can be recognized and weare called to participate on the last excursion Come my companions, ?Tis not toolate to look for a fresher world. Push off, and sitting admirably all together destroy Thesounding wrinkles; for my motivation holds To cruise past the nightfall, and the bathsOf all the western stars, until I kick the bucket. It might be the inlets will wash us down: Itmay be we will contact the Happy Isles (56-61). Tennyson seals the attach to thereaders and gives us a since of association with Ulysses valiant crucial. We areleft with the empowering Idea that regardless of how old we may be truly thesoul lives on. We are not currently that quality which in days of yore Moved earth andheaven, that which we will be, we are-One of equivalent temper of brave hearts, Madeweak by time and destiny, yet solid in will To endeavor, to look for, to discover, and notto yield (66-70). This stirs the legend on the most fundamental level for e verybody and makes us feelproud and propelled to take on life.

Analysis Of A Problematic Transactional Process English Literature Essay

The customer is a seven youthful twelvemonth old African American male in the eleventh class at Piper High School. The customer was alluded to the cultural work segment by his English teacher who was worried by the students pull back and despondency. The customer was raised by his male parent and his female parent. Be that as it may, the customer ‘s female parent ended it all two mature ages back while she was conveyed ; the customer was fifth juvenile mature ages old. The customer is by and by staying with his fatherly grandmother after his male parent requested that he go forward his place. The customer has two more youthful kin whom dwell with the male parent. The customer has late come out to his family unit and educated them that he is lively. The essential life stressor for the customer is the perish of his female parent and appended is the loss of relationship with his male parent. In reality, the customer feels like he has lost the two guardians. The customer educated his male parent that he is bright and the male parent removed the customer from the spot and educated the customer that he is excluding the youngster on account of his sexual direction. The existence entry went to the going to of the specialist during the principal meeting with the customer. The customer educated the specialist regarding the situation. The agency ‘s position is that the issue with the customer is his pull back from the schoolroom, despondency and the potential impacts of his conduct on his employees. The authority set little complement on the female parent ‘s implosion since it did non take to the customer ‘s current situation. The displaying conduct started taking topographic point after the customer educated his family unit regarding his sexual direction. In piece the agency says that the youngster held issues with his family unit in coming out, however that is non what caused a break in the relationship, it seemed, by all accounts, to be his rebellious conduct at place. Be that as it may, this cultural work assistant accepts the accelerating factor for the customer ‘s removal from the spot needed to make with the customer ‘s coming out scene, and his thrashing and hapless get bying achievements in covering with his female parent ‘s perish. The customer confessed to holding a â€Å" disposition † work preceding the coming out scene, however the activity expanded drastically one opportunity the customer came out and the male parent dismissed him. Also, the customer began using drugs which was a way of dulling and get bying with his downturn due to his female parent ‘s implosion and on the grounds that the customer needed to express his family unit he is lively and he was worried that they would non acknowledge him. In the principal meeting with the customer, the customer and the cultural work understudy took a shot at getting. The meeting concentrated on three stairss: clear uping the purpose, clear uping the capacity, and making for the customer ‘s criticism ( Shulman, 2006 ) . At that point the specialist and customer talked about nations for work, and consented to chip away at melancholy direction. The customer admitted to this specialist that since his female parent ‘s expire he has had a hard clasp tolerating his female parent ‘s perish. The customer expressed that his female parent knew about his sexual direction and was strong. Be that as it may, since the expire of his female parent he does non hold the help and he accepts his male parent would non hold removed him from the spot if the female parent was as yet alive. The customer other than confessed to expanded medication use since his removal from his male parent ‘s place. The customer revealed that it was diff icult for him to get by with his female parent ‘s expire, however so to be dismissed from his male parent made the situation unfortunate so he went to drugs all the more much of the time for mitigation. At the point when the customer and the specialist met the technique comprised of the laborer asking the customer what issue or employment the customer needed to deal with. The devotees is a with the exception of the getting meeting, â€Å" Hey, Jacob. We are run intoing today since I needed to cognize if there is something that is inconvenience oneselfing you or something you would wish to talk about? † The customer so continued to delineate his fight with the expire of his female parent and the ongoing ousting from his male parent ‘s place. The customer and the worked consented to take a shot at sentiments of despair and misfortune in light of the perish of his female parent, and trying to either fix the relationship with his male parent or header with his male parent ‘s positions and build up a cultural help web to back up him through this life section. The work, in this way, will focus on â€Å" preparing or hamburger uping genuine ties between the customer and significant others, updating old linkages, or helping the customer disclosure and grow new associations † ( Germain and A ; Gitterman, 1996, pp.179 ) . The work will other than help the customer with treating the expire of his female parent. The end is to help the customer with his sentiments of anguish/misfortune, passionate separation, and as referenced above guide fortify or grow new associations for the youngster ( Germain and A ; Gitterman, 1996, pp.179 ) . The work between the customer and laborer was a settled upon adventure. The specialist in simultaneousness with the customer set up a typical comprehension for work, a typical land to get down the work ( Shulman, 2006 ) . The specialist and the customer both concurred that chipping away at sorrow direction and attempting to retouch the relationship with the youngster ‘s male parent was a valid statement to get down the healing confederation. This laborer accepts that commonality has been accomplished in light of the fact that both specialist and customer have consented to work similar issues. The earth plays an of import parcel in the general prosperity of the customer, for nature can be a quality or boundary for the customer ( Krist-Ashman, 2000 ) . In fact, the customer in this case faces numerous difficulties in his condition. The perish of the customer ‘s female parent without anyone else demolition is a social unthinkable ( Webb, 1996 ) . Moreover, the customer detailed that equivalents and neighbors would oftentimes ask why his female parent would make something like this. Besides, the region is extremely profound and they did non respond great to an implosion on the grounds that in the Baptist convention implosion is a mischievousness against God ( Webb, 1996 ) . In add-on, the region is low-pay and there does non appear to be numerous assets accessible for the customer and his family unit. The implosion of his female parent is viewed as dishonorable and a demonstration of doubters, fitting to the customer. The customer does non hold a lot of help from his fa mily unit either. Since the expire of his female parent, the family unit has non transparently discussed the implosion. The male parent has non referenced it one an opportunity to the customer. The solitary notice, orchestrating to the customer, is the point at which the customer told his male parent that he is bright ; the male parent reacted that the customer has a similar unjust nature as his female parent. The family unit is making boundaries since they are non admiting the universe of the expire and are non sharing the lost understanding, in any event non with the customer ( Walsh and A ; McGoldrick, 1991 ) . The distinguished asset accessible to the customer is his dear companion. The customer expresses that he discovers support in his companion and arrangements to him about the expire of his female parent. The customer will be alluded to Henderson Mental Health and proceed to have direction with the cultural work houseman. Additionally, the customer distinguished an otherworldly innovator in the network that offered his administrations to the customer and his family unit, yet the customer is unwilling to take up the proposal since the profound pioneer is seen as a disobedient as a result of his unpredictable examples. The customer other than recognized a family unit part who he can address and is tolerating of his sexual orientation.The Client-Worker MinutessPresentation: This is the second gathering with the customer. The customer answered to his teacher that he was encountering truly down. Degree centigrade: I wish I could stock topographic focuses with my female parent. I wish I could head out to kip and just wake up and this is all back to ordinary. W: I can feel that you are dismal, Jacob. It must be difficult to misfortune individual you love to such an extent. Jacob, do you accept what you only said is conceivable? Do you figure you could go back in cut or simply wake up and this will have returned to ordinary? Expertise: Empathy, uncovering anxiety of customer ‘s emotions, oppugning, Going after customer criticism Perusing the customer: I really lose my female parent. I feel sad and crippled. I wish some wonder could occur and clear out this stinging. For what reason did she hold to go forward me so right away? Perusing the specialist: I feel so terrible for this customer. How might I lighten his stinging. I feel like there is nil I can state or make to ease his stinging. I think he is going through the bartering period of anguish and misfortune. I need to ascertain out a way to show out his silly idea. I wonder if by exchanging topographic focuses ( make he mean ) he other than wishes to expire. Measure your activity: I was on mark. I get on the customer ‘s Bartering stage and tended to the silly conviction. I exhibited compassion what's more, demonstrated anxiety of the customer ‘s sentiments. Ecological or basic impacts: Possibly on the off chance that I were more youthful I would hold had the option to pass on this adequately. Another Attempt: I can feel that you are tragic. It must be difficult to misfortune individual. In some cases when we misfortune individual we will in general accept about material that Is non conceivable. It is entirely expected to hold these thoughts. Nonetheless, you need to perceive that they are non reasonable. Name New Skills: Empathy, uncovering anxiety of customer ‘s emotions, Reframing. I utilized these achievements since I needed to standardize the customer

Tracing the Roots of a Family Conflict Looking for the Things to Mend

In light of the complicity of the connection between individuals, struggle isn't constantly considered to have the negative impact. In certain events, Hocker and Wilmot (1991) state, clashes can give beneficial outcome. In any case, they mark that such outcome is conceivable just on the off chance that the contention is led in an enlightened way and on the off chance that the members are happy to discover the arrangement of the issue wholeheartedly.Advertising We will compose a custom article test on Tracing the Roots of a Family Conflict: Looking for the Things to Mend explicitly for you for just $16.05 $11/page Learn More The Key Facts That Unlock the Mystery Looking at the contextual investigation being referred to, one can see obviously from the earliest starting point that the contention circumstance isn't exactly muddled. In light of the way that the jobs which the members play have been â€Å"rehearsed† not once, it goes so easily and winds up with no positive outcome. For the most part in light of the circumstance pervasiveness in many families where the mother needs to raise a kid all alone, this case appears to be so basic and entrapped simultaneously. The primary members of the shoe, the mother Maria and her child Lenny appear to have very used to fights under different affections. Concerning this time, it is Lenny’s late appearance that inconveniences his mom. It must be conceded however that Mark must feel very uncomfortable too, feeling that he is gotten â€Å"between the fiend and the dark blue sea† †reluctant to strife, he despite everything feels that his inaction is a maltreatment to his power, which causes him to meddle and recommend his method for taking care of the circumstance. Into the Eye of the Conflict: The Source Because of the way that the circumstance is a significant generalization, it very well may be proposed that the wellspring of the contention is more than shallow. It is clear from the absolute first time that the kid makes the mother begin clashing due to his late appearance; it is dubious however that in the event that he got back home before the time limitation, the mother didn't begin the contest. In this way, it very well may be viewed as that the first and the premier wellspring of the contention is the boy’s mother who is attempting to control her adult child as opposed to settling. As a cyclic wonder (Meggs 2007), it may take compromising shapes in future. As Hocker and Wilmot state, â€Å"conflict styles bunch likewise to struggle strategies †into three kinds (1) shirking, (2) serious (distributive) and (3) collective (integrative)† (p. 119)Advertising Looking for paper on brain science? How about we check whether we can support you! Get your first paper with 15% OFF Learn More It is completely evident that the mother picks the forceful style as a result of its relative straightforwardness and in view of the propensity to follow this very clash style. Another wellspring of the confounded circumstance is simply the kid. Lenny needs neither to unravel the circumstance, nor to cause the contention to die down; rather, he is attempting to get away from the contention, maintaining a strategic distance from it. In the same way as other youngsters, he encounters â€Å"painful conflicts† (Wandberg 2005, 7). The last connection in the contention chain is Mike who is meddling into the privately-owned company, which is a wrongdoing in each child’s eyes. In this manner, it tends to be viewed as that the mother follow the forceful style of clashing, Lenny has adhered to the evasion style, while Mike is attempting to hold fast to the community way of contention tackling, nut he comes up short on the experience to patch the connection between the mother and her child. Repairing the Broken Things It is very reasonable that the more odd living under a similar rooftop with Lenny just makes the circumstance progressively caught, for the most part on the grounds that Lenny must be somewhat reluctant to free his face in the stranger’s eyes. The kid must be likewise embarrassed about the way that his mom belittles him in such a manner before a grown-up who is to become Lenny’s stepfather. Along these lines, one of the plausible arrangements is that Maria and Lenny could converse with one another straightforwardly and disclose to one another what makes them act in the manner they do. What they all need presently is adaptability and bargain. Reference List Wilmot, W.W., Hocker, J. et al (2010) Interpersonal Conflict. New York, NY: McGraw-Hill Companies, Inc. Meggs, G. (2007) Family Conflict: Its Forms, Causes, Cycles, Consequencesâ and Solutions. Bloomington, IA: Trafford Publishing Wandberg, R. (2005) Conflict Resolution: Communication, Cooperation, Compromise. North Mankato. MN: Capstone Press.Advertising We will compose a custom exposition test on Tracing the Roots of a Family Conflict: Looking f or the Things to Mend explicitly for you for just $16.05 $11/page Learn More This article on Tracing the Roots of a Family Conflict: Looking for the Things to Mend was composed and put together by client Mariah Terry to help you with your own examinations. You are allowed to utilize it for research and reference purposes so as to compose your own paper; be that as it may, you should refer to it as needs be. You can give your paper here.

Religion in Wilfred Owens Maundy Thursday and Soldiers Dream - Literature Essay Samples

By: R.T Cardoso Date: 17/03/16 Poem Essay #2 It would take a power of candle grease and embroidery to Romanize me, written by Wilfred Owen in 1915. What evidence is there for this sentiment in Owens Poetry? Throughout his poems Owen shows his views of religion, which in various instances is discretely portrayed to be in direct conflict to his daily life. Owen can be noted as having had a strong criticism and dislike towards the power of Catholicism. Owen in addition often attempts to make his poems in a form to teach the reader about his views of religion. This is the case with Maundy Thursday and Soldiers Dream, two poems written by Wilfred Owen. Owen wrote these poems so that he may illustrate the sentiment relating to his attitude towards religion. With illusions, symbolism, parenthetical statement and sarcastic language techniques in both poems there is a contribution to the establishment of Owens character at the time of war, a time when his sentiment towards religion was impact ed so greatly. Owen demonstrates to the reader his attitude to religious practice by referring to the setting in Maundy Thursday in which men came up lugubrious, but not sad. The representation of the men as being mournful is in direct contrast with the following parenthetical statement, saying that they are not sad. This contrast is not only beneficial in being source of aid in creating atmosphere of hidden objection to the churchs practices on the mens side but also helps with the further contrast between them and the women in attendance who knelt mourning [with meek mouths]. The action of the women is effective as they display the opposite emotion to the men. Owen uses this to his advantage in that he allows the reader to realize that the men are skeptical. This is important in proving Owens sentiment towards religion in that it reminds the reader that as they have fought in the war they have gained criticism towards religious faith, contrary to their feminine counterparts, who did not experienc e the battles of World War One. Interestingly, Owen allows a possible sarcastic representation of praise towards theology relating to his view of indoctrination by the use of emotive language in Soldiers Dream. This idea is supported as he says that he dreamed that kind Jesus fouled the big-gun gears which caused a permanent stoppage of all bolts, creating a discrete mood of sarcasm by the use the of the basic modifier kind. Using this language with plosive sound technique the power portrayed by Jesus is enhanced. In addition, the use of the modifier all creates a mood of inclusion, referring to Owens own presence in this church, this accumulating into the benign emotive language. This consequently contributes to the possible sarcasm Owen has presented as this idea can be further backed up by as Jesus is said to have rusted every bayonet with his tears, with this unexpected shifting of emotion without symbolism nor foreshadowing there is further evidence for sarcastic tone and expression on Owens behalf. As this is the case Owens sentiment is further emphasized by discrete sarcastic tone he offers to the reader. Furthermore, in Maundy Thursday Owen elaborates on the power and superiority of the church built up by society, this is described in the poem by detailed symbolic language. Firstly, Owen states how the Young children†, came, with eager lips and glad, the children being a symbolic representation of pure innocence. These quotes describe how those youths have absorbed religious teaching by their behavior in the church. This idea of indoctrination is further developed for the induced visualization of Owens emotions and inner conflict as he states that he too, knelt before the acolyte. By the use of the verb knelt a sense of unwilling submission is created. Knelt also relates to a previous instance of the text when Owen speaks about the men who did the same reluctantly, half-prejudiced also. Furthermore, the value of Jesus is diminished as the result of the noun acolyte, which creates a demotion of Jesus by stating that he is no god, but Saint. The depiction of kissing the emblem of creed is another way Owen uses allusion to Catholic practice to allow the reader to be assured that Owen is in a Catholic church. In summary this idea demonstrates further that Owens sentiment towards religion, specifically towards Catholic religion, is of great questioning. Lastly, in Soldiers Dream God is portrayed cunningly by Owen to further emphasize Owens views on the reach of religion. He states that God was vexed, that the fighting had ceased as the armaments had been sabotaged by Jesus. Gods portrayal is displayed furthermore when Owen speaks about how God as he was annoyed gave all the power to Michael, who Michael himself had seen to our repairs, illustrating how the war would seem never-ending even after divine acknowledgement. The weight of religious context is enhanced in this manner by the use of Michael as an allusion to the archangel Michael, and too by how Michael had repaired the armaments before Owen had awoken, when he was asleep, as with caution and a sense of concealment from Owens view. The characteristic of concealment is symbolic in that it shows that Owen has not seen Michael, so he is not certain that Michael exists or what absolute effect he has on the war, this also emphasizes Owens idea of false hope of religious beliefs he speaks of previously and the subtle idea of seeing what you only want to see,† relating to indoctrination. By these ways Owen further shows his view on the indoctrination of religion, by this contributing to his didactic intents to convince the reader of his sentiments toward religion. Although it is true that Wilfred Owen exhibits strong objection by the use of these various language features such as in Maundy Thursday and Soldiers Dream to criticize religious practice it can be noted that he is mostly focused on Catholicism. This is the case as across his poetic works there are frequent portrayals of how in Catholic beliefs contradicting practices have been incorporated. Overall his view on the worlds impact of religion written in his poetry can be too acknowledged of being of great consequence from serving in the war. This is the case as the result of his experiences with wars bloodshed and harrowing horrors he had begun to lose faith in a truly benevolent and perfect god existing; this idea of God being one he would have believed in with little question before he began serving in the war efforts, summarizing idea of indoctrination which Owen stresses in his work.

10 Positive Reasons to Homeschool

Are Social Networking Sites Good For Our Society

Are Social Networking Sites Good for Our Society? Are social networking sites good for our society? Nowadays it seems as though social networks are what make our society. It s the 21st century and the world is modernizing more and more everyday. Technology is becoming more advanced and researchers are debating on whether or not we should which to e-books instead of the good old textbooks. Social networks are the second top news source for Americans, right behind newspapers. It s been proven that news spreads faster through Twitter than print media or television. Social media has become somewhat beneficial in a way that it has opened doors to a world of instant communication. People are able to catch up with long lost friends and family through the internet. It helps save money from travel. Social media has become a much needed source for our society.Social networking sites allows people with access to the world. People get to socially interact with people they ve never met and expres s one s self. It s a great way to catch up with long lost friends and family. The news is spread faster through social networks so everyone is aware of whatever may be going on at the time. To some people, social networking sites are just a complete waste of time. It s a big excuse for not staying in touch with friends or family. It s a distraction to students and creates lower test scores. Some people put too much information on the internet and are not protected from predators. WhenShow MoreRelatedAre Social Networking Sites Good For Our Society?1911 Words   |  8 PagesNahida Sultana Dr. Rachel C. Henderson ENG 1101 18 November 2015 Are Social Networking Sites Good for Our Society? We are living in the 21st century and technology began to change very promptly. 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Social networking sites provide us the opportunity to explore the whole world, make friends, and share moments with the rest of the world through the Internet. Everyday more and more people become part of the different social networking sites available now, like Are Social Networking Sites Good For Our Society Nahida Sultana Dr. Rachel C. Henderson ENG 1101 18 November 2015 Are Social Networking Sites Good for Our Society? We are living in the 21st century and technology began to change very promptly. After the Supercomputers were introduced in the 1960s, scientists and engineers started to develop the networks between those supercomputers, and later they discovered the internet, which is a global communication device where people all around the world can meet and talk about pretty much anything. The development of the internet age has enabled people to inhabit a life at a faster speed. In today’s society, many people across the world are accessing the internet multiple times a day. It makes people’s lives very easily from different side. Many people use the internet on their smartphones and check their email, Facebook, bank account balance, etc. via the internet. However, one of these things, most of the people busy with their social networking sites than the others. Social networks are an essential part of today’s Internet and used by more than a billion people worldwide. A socia l networking website is an online platform that allow people to share ideas and interact with other people, from childhood friends to unknowns. This interaction reveals much information, often including personal information noticeable to anyone who wants to view it. There are a bunch of social networking sites in the world. Most of the people especially teenagers have several accounts in socialShow MoreRelatedAre Social Networking Sites Good For Our Society?3384 Words   |  14 PagesAre Social Networking Sites Good for Our Society? Are social networking sites good for our society? 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Individual Retirement Accounts Why Bother Essay Example For Students

Individual Retirement Accounts: Why Bother? Essay Individual Retirement Accounts: Why Bother?by William K. English 121Mr. FrostSeptember 22, 1996OutlineThesis: When planning for retirement, Individual Retirement Accounts offerseveral benefits; however, careful planning is essential to ensure that: uponretirement there is an adequate amount of money saved, that the heirs to the IRAare chosen carefully, and that unnecessary taxes and penalties are avoided. I. Upon retirement there is an adequate amount of money saved. A. How much money necessary to retire?1. Social Security verses retirement. 2. Savings Accounts verses retirement. 3. Advantages of starting an IRA early. II. Careful selection of the heirs to the Individual Retirement Account. A. Advantage of leaving IRA to spouse1. Special rights as a spouse. 2. Different options the spouse has for claiming money. III. Avoiding unnecessary taxes and penalties. 1. Recoverable trust as beneficiary. 2. Taking money out before the age of 59 1/2. 3. Penalties for leaving money in too long. Many people often live their lives without considering how they plan toretire. People do not realize that the idea of living solely on the benefits ofsocial security is not realistic. In order to secure a comfortable future,people must have some type of additional income. Sacrificing a small amount ofmoney into an IRA at a relatively early age could make a considerable differencein the lives of people upon retirement. When planning for retirement,Individual Retirement Accounts offer several benefits; however, carefulplanning is essential to ensure that: upon retirement there is an adequateamount of money saved, that the heirs to the IRA are chosen carefully, and thatunnecessary taxes and penalties are avoided. It is important to consider how much money will be needed for a comfortableretirement. Careful planning is essential when considering an item with suchimportance. Phaneuf states that, according to figures used by most financialplanners, upon retirement the average person will need roughly seventy percentof their current income to continue living their present lifestyles (94). Withonly income from Social Security and money saved in bank accounts, most peopleare unable to achieve this goal. Furthermore, one must also consider, for aretirement account to be effective the account has to maintain interest ratesabove that of inflation. Inflation increases approximately four percentannually; and standard bank accounts barely beat this rate. In fact, at present,most savings accounts have an interest rate below four percent. Thus, regularsavings accounts are not a practical method to save for retirement; however,IRAs offer deferred taxes on the interest earned until the money is withdrawnfrom the account. Therefore for a given amount of money, there is aconsiderable advantage when saving in an IRA. For example, according to Heady:if you were to save $2000 dollars a year at 6% for 30 years under the terms of aregular savings account, the total earnings would be approximately $120,900after paying taxes; however, if you were to shelter $2000 a year at 6% in anIndividual Retirement Account that amount would increase by $48,000 dollars to atotal of $168,000 because of the tax-deferred feature (60). Using this example, the tax deferred feature of an IRA is easily recognizedas having a considerable edge over regular savings plans. Another advantage to consider when planning an IRA is to start the accountas early in life as possible. It is obviously an advantage to use the programthat is going to give the best overall return; however, the advantage ofstarting early should not be taken lightly either. As with all savings plans, akey factor in the final results is the overall length of time that has beenexhausted investing into the account. People often think that there is an agerequirement to start an IRA; however, this is not the case. There are severalBanks that will even allow teenagers under the age of eighteen to begin an IRA,as long as their parents cosign. The results of starting as a teenager areastonishing. According to Spears: if a 15-year-old were to begin saving $2,000a year in an IRA for ten years and earns 10% a year, the compounded annualreturn on the Standard ; Poors 500-stock index for the past 60 years. Barringearly withdrawals, that $20,000 investment would be worth more that $1.5 millionat ag e 65 (55). It is easy to see that the earlier the account is started, themore interest